You have to be wary of things that come as easily as the book says

Did you know that insurance companies’ products are also necessary for financial technology? The reason is that savings insurance exists. If you didn’t know about this, 폰테크 it might be hard to understand that you can save money with insurance. But there is definitely a product like that, and if you use it well, it’s very advantageous to save money. There are three reasons.

The products you are basically covered by comprehensive insurance, health insurance, and children’s insurance are covered. You can’t save money with this. It’s a guarantee insurance policy to pay monthly and sign up to relieve the burden of a large amount of medical, medical, and treatment costs when you get hurt or sick someday. Conversely, savings insurance allows me to save money and use all the money I have saved as a fixed interest rate and tax-free benefit for various purposes, including all the money I have saved without paying taxes in middle age or old age and the year-over-year fixed interest rates.

There is. Let’s learn more about saving insurance.

The first reason why insurance companies’ savings products are benefiting from saving money is the high interest rate, which is not found in the current banking sector. The interest rate that an insurance company applies to accumulating insurance premiums from customers is called the ‘public interest rate’. Simply put, the bank’s interest rate is called the public interest rate at the insurance company. The public interest rate is usually higher than the bank deposit rate.

But what I want to emphasize is the fixed rate. Among the insurance products that can be used as savings insurance, the fixed interest rate goes up every year after adding a percentage of the principal (depending on each insurer) from the end of the payment. I’m telling you about the way of finance, so I won’t explain the product. But if what I explained is true, isn’t it a little surprising that you didn’t know this?

Bank interest rate, what percentage is it? In my personal opinion, if I look at the interest rate, I would say that this exists.

The third reason why the insurance company’s savings products are good for saving money is that they give interest as a benefit. Savings insurance is calculated at an annual interest rate, which is higher than the bank’s interest rate, even at a compound interest rate. I will explain in detail later that benefits are more advantageous than Danri products!

Well, then, since we’ve looked into so many advantages, why isn’t there anyone around us who boasts that they’ve saved money with savings insurance? The reason is that there are fatal disadvantages of saving insurance. It’s business expenses! Business expenses refer to the amount of money that an insurance company takes away from the insurance premiums paid by the customer to attract and manage insurance contracts. When you sign up for an installment savings account at the bank, the bank saves all your money, but the insurance company is a profit-making organization, so you take out your business expenses. If you calculate this, it may feel like my money is being taken away.

Then how much will the project cost be? Business expenses vary depending on the company and the product. And as time goes by after joining, the rate of separation changes.

In line with the recent stock market issues, I am also Jureen, who started stocks, and I am interested in it, so I think I am reading a lot of books on economic technology, especially stocks. Of course, if reading books makes everyone rich and good at stocks, everyone will read books. But I keep reading books to learn what I don’t know and to balance my own stock investment philosophy.

These days, YouTube has a lot of information, so many people say it’s not necessary to read books, and it’s fast to get information by searching on YouTube, but I’m still reading books and putting YouTube’s information in my head. I read a lot of books that are a little far from my daily life, so it’s hard to apply them to my life. If it’s a story that catches the clouds, it happens right around me, so I think it’s more touching and fun to read.

The author emphasizes that you need cool-headedness to live the life you want, but you have to believe in a positive mindset and the great power that comes from it. I’m emphasizing that you should keep practicing and not complain that it won’t change for months or one to two years. The author also says he/she continued to think about “what should I do to get better” and “what should I do to get more income” rather than worrying about “what should I do?” when economic difficulties or problems arise. What you are now is the result of your efforts in the past, and your future life will be determined by what you say, what you think, and above all, what you do now

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